Ensuring you are protected
Everyday life events can impact your ability to meet your loan repayments.
As part of responsible lending, any lending specialist has a duty to ensure you have the capacity to service your loan without undue hardship.
We at Loan Studio, take this obligation seriously. It’s about protecting your way of life.
Illness doesn’t discriminate. Ask yourself, would you and your family cope?
· More than 3 out of 4 Australians will be diagnosed with a serious illness in their working life
· 1 in 5 working age parents will die or become seriously ill or injured
· One third of women and a quarter of men will suffer from some form of cancer during their lifetime
Part of our service is to ensure our clients are aware of their loan protection options and as accredited ALI Group loan consultants we will raise this with you. It is important that you take time to evaluate your circumstances as many people can be left exposed to unnecessary risk.
You can’t predict it. Often you can’t prevent it. We can help you manage it – ask us how today!
Who is ALI Group?
Established in 2003, ALI Group is a specialist risk insurance business committed to ensuring I am able to provide you with convenient and timely access to affordable loan protection.
ALI Group delivers quality products that are easy to understand, obtain and claim upon, by means of a simple offer process that allows you to make an informed decision on your need for protection.
If you would like more information about ALI Group and to hear case studies from ALI customers go to www.aligroup.com.au
Important information
Licensee: This information has been prepared by Australian Life Insurance Distribution Pty Limited, ABN 31 1031 57811. This company is the holder of an Australian Financial Services License (AFSL 226 403). Your loan consultant is acting as an authorised representative of the licensee in offering to arrange for you to obtain cover.
General Advice: Where advice has been provided in this material, it has been given without taking into account your objectives, financial situation and needs. Before acting on this advice you should consider its appropriateness having regard to these matters. Your loan consultant does not provide you with advice in connection with Loan Protection or your insurance needs beyond providing this information to you.
Sources: 1.ABS Statistics | 2 The LIFEWISE / NATSEM Underinsurance Report February 2010 | 3. Cancer Council: Cancer in Australia: an overview, 2008 Australian Institute of Health and Welfare (published December 2008)
