Questions and Answers

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Recent Q & A

Home Loan

From James

How does a Broker get paid?

In most cases, a mortgage broker earns a one-time commission from the lender known as the ‘Upfront Commission’. The amount....

Home Loan

From Raj

How much of a deposit do I really need?

Nowadays, lending criteria from banks is stricter, and most lenders are generally willing to finance up to 95% (LVR) of a....

Home Loan

From Sarah

Does Loan Studio handle the First Home Owners Grant (FHOG) for me?

Yes. At Loan Studio we have a specialist ‘FHOG Team’ headed up by Caryel Kandasamy to ensure all First Home Owners Grant and....

Home Loan

From Kim

What information do I need to provide you to obtain my finance?

Basically, it’s broken down into a few simple areas; Personal Identification – Driver’s License, Passports, Birth....

Home Loan variable interest rate of 5.89% per annum is as at 3 October 2023 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 5.89% per annum is based on a variable rate home loan of greater than $50,000 and not exceeding a LVR of 80%. The comparison rate of 5.91% per annum is as at 3 October 2023 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460.