Blog2

Say goodbye debt (and hello home loan) in seven straightforward steps

It’s all too easy to rack up debt – credit cards, HECS, car loans – and may seem all too hard to pay it off.
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Borrowing within your means

Borrowing within your means

While your lender will give you a maximum borrowing amount, it’s essential that you determine your own borrowing capacity when....
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How to use your equity to buy an investment property

How to use your equity to buy an investment property

Realise your property investment goals through capitalising on the equity built up in your home.
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Negotiating with Real Estate Agents

Negotiating with real estate agents

In most property transactions you are likely to have to deal with a real estate agent, so it’s worth taking time to understand....
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Refinancing

Refinancing could save you thousands – and give you greater flexibility

It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in....
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94 HomeLoanFeatures

Understanding which home loan features are right for you

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and....
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Blog6

How to safely remove a tree on your property

Established trees can enhance a property, so tree removal is generally a last resort. Given that a tree is a living organism –....
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Blog5

Top options for insulating your home

Insulation can potentially save you big money on energy bills, keep your home comfortable and reduce your carbon footprint.
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Blog4

Real Estate Market Wrap

How have property prices fared over the last 12 months? Which way is the market headed?
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Blog1

Noise reduction tips when you live on a main road

Block the traffic noise, mask it or both? Here are some great ways to get a deep sleep, from investment in plants and walls, to....
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Five top online homeware stores

Five top online homeware stores

When it’s time to deck out your new home, make sure your laptop’s fully charged and you’re ready for some high-powered....
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95 Readytobuy 1

Ready to buy property off the plan? Read this first

Buying property off the plan is exciting as it means you get to own a brand-new home, but make sure you know what’s involved.
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0053 BLOG 8 Did you know about property insurance between exchange and settlement

Did you know… about property insurance between exchange and settlement?

Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is....
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Nathan Free Interview - Personal Insurance

In this interview, Nathan Free helps you to understand all about personal insurance.
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Blog3

Refinancing could save you thousands – and give you greater flexibility

It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in....
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Boosting your borrowing power

Boosting your borrowing power

With tougher lending standards now in place, borrowers need to be more prepared. Ensuring you have a good savings and employment....
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BLOG 58 64CarLoans DownloadTipsToBuyingACar

Tips to buying a car

Regardless of whether it is your first car, a business vehicle or upgrading the family transport, buying a car can be an exciting....
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86 More Than Home Loans

More than home loans: Why a broker can help you with commercial and asset finance

Mortgage brokers have expertise in residential and other property loans. They can also play an important role in helping....
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0042 BLOG 20 How to instill financial smarts in your kids

How to instil financial smarts in your kids

Worried about your kids not mastering the skills to manage their finances as adults? These tips for parents will help children....
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0029 BLOG 33 10 tips when buying an investment property

Ten tips when buying an investment property

Understanding your objectives is key to finding the right investment property.
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Recent Q & A

From James

How does a Broker get paid?

In most cases, a mortgage broker earns a one-time commission from the lender known as the ‘Upfront Commission’. The amount can vary from 0.50% to about 1%, depending on the type of mortgage they sell and what the lender is offering. If you sign a $300,000 mortgage, your....

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From Raj

How much of a deposit do I really need?

Nowadays, lending criteria from banks is stricter, and most lenders are generally willing to finance up to 95% (LVR) of a property’s value inclusive of any mortgage insurance (LMI) payable. As a rule, we recommend our clients save 10% of the property’s value, as this will....

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From Sarah

Does Loan Studio handle the First Home Owners Grant (FHOG) for me?

Yes. At Loan Studio we have a specialist ‘FHOG Team’ headed up by Caryel Kandasamy to ensure all First Home Owners Grant and Progress Payments are processed accurately. Caryel and the team will manage all aspects of the FHOG application process and support you every step of....

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From Kim

What information do I need to provide you to obtain my finance?

Basically, it’s broken down into a few simple areas; Personal Identification – Driver’s License, Passports, Birth Certificate Income Documents – Pay slips, Tax Returns, Rental Statements Property – Rates Notice, Contract of Sale and insurance certificate Other....

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