76 2017BudgetBreakdown

A breakdown of the 2017 Federal Budget for home buyers

Whether you’re a first home buyer or looking to purchase your next property, the 2017-18 Federal Budget handed down by....
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0015 BLOG 47 What you can borrow or what you should borrow

What you can borrow or what you should borrow?

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home....
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0028 BLOG 34 The best apps to help you house hunt renovate and decorate

The best apps to help you househunt, renovate and decorate

These days finding the perfect location to buy a property – and some great options for decorating it – is as easy as flicking....
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0023 BLOG 39 3 questions you should ask before you refinance

Three questions to ask before you refinance

The home loan market is constantly changing, with new and attractive deals coming up all the time. Refinancing can help you....
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interest skyrocketing blog

Interest Only interest rates are Skyrocketing!

Many of you would have recently noticed that interest rates associated with interest only loans have skyrocketed to well above....
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0013 BLOG 49 Whats the answer if your mortgage payment falls short

What’s the answer if your mortgage repayment falls short?

Whether you’re affected by fluctuating interest rates or or by a change in your personal circumstances, the pressure of....
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BLOG 68 your property inspection checklist

Your property inspection checklist

When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really....
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BLOG 66 whats the best fence for your property

What's the best fence for your property?

Privacy, security, beautification – there are plenty of reasons why you might choose to fence your property. Understand what....
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91 RealEstate Market Wrap Up

Real estate market wrap-up

How have property prices fared over the last 12 months? Which way is the market headed?
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BLOG 65 youve won the auction what happens next

You've won the auction - What happens next?

Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to....
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to infinity and beyond

Melbourne’s median land price has rocketed!

Our residential developments partner, Red23 have provided the below research bulletin with key insights into the changing....
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Blog60 Restumping

Restumping 101: Everything you need to know about restumping your home

While it might seem intimidating, restumping your house doesn’t need to be a nightmare. Keep your cool and understand what you....
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0053 BLOG 8 Did you know about property insurance between exchange and settlement

Did you know… about property insurance between exchange and settlement?

Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is....
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Nathan Free Interview - Personal Insurance

In this interview, Nathan Free helps you to understand all about personal insurance.
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86 More Than Home Loans

More than home loans: Why a broker can help you with commercial and asset finance

Mortgage brokers have expertise in residential and other property loans. They can also play an important role in helping....
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0042 BLOG 20 How to instill financial smarts in your kids

How to instil financial smarts in your kids

Worried about your kids not mastering the skills to manage their finances as adults? These tips for parents will help children....
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0029 BLOG 33 10 tips when buying an investment property

Ten tips when buying an investment property

Understanding your objectives is key to finding the right investment property.
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Chris Vellios Interview - Tips for new brokers

Chris Vellios shares his top tips for new brokers.
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Dennis Durand Interview - SMSF

Dennis Durrand takes a look at Self Managed Super Funds in this interview.
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0020 BLOG 42 Ups and downs in the current economic climate

Ups and downs: The current economic climate

The year started with some turbulent economic activity in the local and international spheres, including a falling Australian....
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Recent Q & A

From James

How does a Broker get paid?

In most cases, a mortgage broker earns a one-time commission from the lender known as the ‘Upfront Commission’. The amount can vary from 0.50% to about 1%, depending on the type of mortgage they sell and what the lender is offering. If you sign a $300,000 mortgage, your....

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From Raj

How much of a deposit do I really need?

Nowadays, lending criteria from banks is stricter, and most lenders are generally willing to finance up to 95% (LVR) of a property’s value inclusive of any mortgage insurance (LMI) payable. As a rule, we recommend our clients save 10% of the property’s value, as this will....

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From Sarah

Does Loan Studio handle the First Home Owners Grant (FHOG) for me?

Yes. At Loan Studio we have a specialist ‘FHOG Team’ headed up by Caryel Kandasamy to ensure all First Home Owners Grant and Progress Payments are processed accurately. Caryel and the team will manage all aspects of the FHOG application process and support you every step of....

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From Kim

What information do I need to provide you to obtain my finance?

Basically, it’s broken down into a few simple areas; Personal Identification – Driver’s License, Passports, Birth Certificate Income Documents – Pay slips, Tax Returns, Rental Statements Property – Rates Notice, Contract of Sale and insurance certificate Other....

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