Blog 1100x733 HGS June 2022

Want a first home buyer scheme spot? Here’s how to get the inside lane

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place....
Read More >

Blog 1100x733 refinancing June 2022

Refinancing numbers are surging across the country, here’s why

Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking....
Read More >

Blog 1100x733 tax 2022

No more Mr Nice Guy: the ATO wants its money

Tax time is just around the corner and the ATO has sent out a warning to businesses around the country that owe it money: the....
Read More >

Blog 1100x733 tax hitlist 2022

ATO hit list: rental property income and capital gains

Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax....
Read More >

Blog 1100x733 SME growth May 2022

Bulk of SMEs preparing for growth over next 12 months: research

Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase....
Read More >

Blog 1100x733 rate rise prep

Ready for lift-off: how to prepare a buffer for more rate rises

Rate rises are a bit like taking off in a plane. Sure, it’s a bit nervy, but so long as you’ve run through your pre-flight....
Read More >

Blog 1100x733 EOFY 2022

EOFY alert! Financial year-end is fast approaching

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have....
Read More >

Blog 1100x733 assets for growth

SMEs invest in machinery, IT and energy-efficient assets for growth

Australian small businesses are investing in their recovery through a surge in machinery purchases, IT and office technologies,....
Read More >

underinsurance2

The risk of underinsurance and over-insurance for mortgage protection

Your home or property may be your biggest financial asset.
Read More >

loan studio blog 1 2 18

New communities – your check list

When you’re on the path to home ownership, it can feel that you need a doctorate in research techniques to navigate the volumes....
Read More >

INSURANCE IN SUPERANNUATION

key questions every client should ask their Financial Adviser about Insurance in Superannuation.
Watch Video >

LOAN STUDIO LEGENDARY

Loan Studio is a savvy team of experienced mortgage brokers who take the hard work out of arranging a loan. From our initial....
Watch Video >

0053 BLOG 8 Did you know about property insurance between exchange and settlement

Did you know… about property insurance between exchange and settlement?

Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is....
Read More >

Nathan Free Interview - Personal Insurance

In this interview, Nathan Free helps you to understand all about personal insurance.
Watch Video >

BLOG 3 openbanking banner 1

Now you own your data: the new world of 'open banking'™ explained

The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial....
Read More >

BLOG 5 backinaction banner rs 1

Back in Action: How long-term low interest rates could benefit your business

In late June, during an online panel discussion hosted by ANU's Crawford School of Public Policy, RBA Governor Philip Lowe said....
Read More >

BLOG 8 capital gains banner 1

Capital Gains: securing the finance your business needs

Whether you need funds to get a new enterprise off the ground or are looking for capital to take things to the next level, it's....
Read More >

BLOG 9 Business Loan Landscape 01 1

A Simple Guide To Small Business loans

Most small businesses use finance when they're starting out. Access to finance can also help you manage your cash flow, cover....
Read More >

LS MatressesMortgagesBrokersAndDisappearingElephants

Mattresses, mortgage brokers and disappearing elephants

There are so many lenders out there and within those lenders are so many rates and types of loans, how does the average person....
Read More >

BLOG Why some interest only borrowers are keen to switch

Why some interest-only borrowers are keen to switch

New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own....
Read More >

Recent Q & A

From James

How does a Broker get paid?

In most cases, a mortgage broker earns a one-time commission from the lender known as the ‘Upfront Commission’. The amount can vary from 0.50% to about 1%, depending on the type of mortgage they sell and what the lender is offering. If you sign a $300,000 mortgage, your....

Read More >
From Raj

How much of a deposit do I really need?

Nowadays, lending criteria from banks is stricter, and most lenders are generally willing to finance up to 95% (LVR) of a property’s value inclusive of any mortgage insurance (LMI) payable. As a rule, we recommend our clients save 10% of the property’s value, as this will....

Read More >
From Sarah

Does Loan Studio handle the First Home Owners Grant (FHOG) for me?

Yes. At Loan Studio we have a specialist ‘FHOG Team’ headed up by Caryel Kandasamy to ensure all First Home Owners Grant and Progress Payments are processed accurately. Caryel and the team will manage all aspects of the FHOG application process and support you every step of....

Read More >
From Kim

What information do I need to provide you to obtain my finance?

Basically, it’s broken down into a few simple areas; Personal Identification – Driver’s License, Passports, Birth Certificate Income Documents – Pay slips, Tax Returns, Rental Statements Property – Rates Notice, Contract of Sale and insurance certificate Other....

Read More >
View More

Social media feeds #askloanstudio

Talk to Loan Studio today

Go