Australia’s housing market is on the “cusp of a boom”, with house prices set to leap 16% over the next two years, according....
Read More >
Great news just in for first home buyers: the Australian government will reissue 1800 First Home Loan Deposit Scheme (FHLDS)....
Read More >
It’s the document that was never meant to see the light of day. But a Freedom of Information request reveals the Reserve Bank....
Read More >
Whenever we think of New Year’s resolutions, the first thing that comes to mind is a health kick. But here are three (easy) New....
Read More >
Well, that was a year for the history books. Time to start looking forward, we reckon! And the good news is 2021 offers plenty of....
Read More >
To all our wonderful clients: this has been a year like no other, so we can only hope that you’re treated to a relaxing time....
Read More >
The first home buyer market had a bumper year in 2020 due to modest declines in property prices, reduced investor activity, and a....
Read More >
Things are starting to look better for small business owners across the country with just 5% of deferred business loans yet to....
Read More >
After a bumpy 2020, 2021 is already rewriting the record books. From property prices, to interest rates, to refinancing – no....
Read More >
When coronavirus broke out across Australia, doomsday reports tipped the property market could fall as far as 30% across the....
Read More >
If you’re worried about how to recover from the horror show that was 2020, you’re not alone. Two-thirds of Australian small....
Read More >
It’s the document that was never meant to see the light of day. But a Freedom of Information request reveals the Reserve Bank....
Read More >
Your home or property may be your biggest financial asset.
Read More >
When you’re on the path to home ownership, it can feel that you need a doctorate in research techniques to navigate the volumes....
Read More >
key questions every client should ask their Financial Adviser about Insurance in Superannuation.
Watch Video >
Loan Studio is a savvy team of experienced mortgage brokers who take the hard work out of arranging a loan. From our initial....
Watch Video >
Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is....
Read More >
In this interview, Nathan Free helps you to understand all about personal insurance.
Watch Video >
The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial....
Read More >
In late June, during an online panel discussion hosted by ANU's Crawford School of Public Policy, RBA Governor Philip Lowe said....
Read More >
Whether you need funds to get a new enterprise off the ground or are looking for capital to take things to the next level, it's....
Read More >
Most small businesses use finance when they're starting out. Access to finance can also help you manage your cash flow, cover....
Read More >
There are so many lenders out there and within those lenders are so many rates and types of loans, how does the average person....
Read More >
New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own....
Read More >
In most cases, a mortgage broker earns a one-time commission from the lender known as the ‘Upfront Commission’. The amount can vary from 0.50% to about 1%, depending on the type of mortgage they sell and what the lender is offering. If you sign a $300,000 mortgage, your....
Read More >Nowadays, lending criteria from banks is stricter, and most lenders are generally willing to finance up to 95% (LVR) of a property’s value inclusive of any mortgage insurance (LMI) payable. As a rule, we recommend our clients save 10% of the property’s value, as this will....
Read More >Yes. At Loan Studio we have a specialist ‘FHOG Team’ headed up by Caryel Kandasamy to ensure all First Home Owners Grant and Progress Payments are processed accurately. Caryel and the team will manage all aspects of the FHOG application process and support you every step of....
Read More >Basically, it’s broken down into a few simple areas; Personal Identification – Driver’s License, Passports, Birth Certificate Income Documents – Pay slips, Tax Returns, Rental Statements Property – Rates Notice, Contract of Sale and insurance certificate Other....
Read More >