Fact Sheets
Negotiating with Real Estate Agents
Real estate agents can be the gateway to snapping up a bargain. In most property transactions you are likely to have to deal with a real estate agent, so it’s worth taking time to understand....
Negotiating with Real Estate AgentsBoosting Your Borrowing Power
With tougher lending standards now in place, borrowers need to be more prepared. Ensuring you have a good savings and employment history and the necessary documentation, can help smooth the path....
Boosting Your Borrowing PowerChoosing Your Home Checklist
Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start through determining your ‘must have’....
Choosing Your Home ChecklistHow to use your equity to buy an investment property
Realise your property investment goals through capitalising on the equity built up in your home.
Use your equity to buy an investment propertyCapitalising on Government Incentives
It can be hard for first time buyers to get a foothold on the home ownership ladder, but take heart – there are various government grants and concessions that can help offset some of the....
Capitalising on Government IncentivesProtecting your purchase
When it comes to buying your new home, the insurance is just as important as the home itself.
Protecting your purchaseBorrowing Power
Careful consideration about your home loan size will help make a more comfortable and stress free mortgage.
Borrowing PowerMortgage Insurance
Lender’s Mortgage Insurance can help you enter the market sooner. Lender’s Mortgage Insurance (LMI) helps Australian homeowners enter the market earlier through allowing you to borrow a....
Mortgage InsuranceBorrowing within your means
While your lender will give you a maximum borrowing amount, it’s essential that you determine your own borrowing capacity when searching for your new home.
Borrowing within your meansHome Ownership Checklist
Your step-by-step checklist for being home owner ready!
Home Ownership ChecklistPay Off Sooner
The calculator says your loan will take 30 years to pay off, but there is a lot you can do to get that debt out of your life quicker. Even if you can focus on 1 or 2 of these at a time it will....
Pay Off SoonerBorrowing in SMSF
The structure to set up borrowing through a SMSF along with compliance regulations can be complex to understand. So it’s important that you obtain specialist financial planning, accounting and....
Borrowing in SMSFTips for Buying a Car
Regardless of whether it is your first car, a business vehicle or upgrading the family transport, buying a car can be an exciting time, but there is a lot to consider. This quick checklist will....
Tips for Buying a CarHome Buyer Checklist
It is easy to become lost in the volume of information available for first home buyers. We have put this easy-to-use First Home Buyer Checklist together for you to use regardless of whether you....
Home Buyer ChecklistInvestment Checklist
An investment property can be a great way for a beginner investor to kick off a wealth creation strategy. While it seems a relatively easy option to get into and the costs can be quite low,....
Investment ChecklistRefinance Checklist
Essentially refinancing means paying out and settling your current home loan with a new loan, which could be just a different loan product or maybe even with a different bank or lending....
Refinance ChecklistWhether to Buy First
The age-old question for the Upgrader home buyer (Link:12) – do I sell my current home before buying new, or do I go ahead and buy first and worry about selling later? Let’s explore the pros....
Whether to Buy FirstEstate Planning
Estate planning involves much more than having an up to date Will. It is important to ensure that your assets are distributed in the most effective manner and without adverse tax consequences....
Estate PlanningFamily Law and Super
When a marriage or de facto relationship breaks down, it can be a stressful time and the task of separating finances can often add to the pressure. Getting the right advice can help you make the....
Family Law and SuperGearing
Gearing can be an effective and tax-efficient way of building your investments over the long-term. While it can increase your investment returns, you need to be aware of the risks involved.
GearingInterest Rates
Interest rates are the cost of money when borrowed or loaned, and are used to control inflation and economic growth. But why do interest rates rise and fall, and how can they affect you?
Interest RatesInvestment Choices
There are many types of investment vehicles to choose from, with managed funds one of the most popular choices in Australia. Here are some of the reasons for investing in managed funds, direct....
Investment ChoicesInvestment Fundamentals
If you’re just starting out as an investor, there’s a lot of information to absorb. This fact file defines and explores the pros and cons of each asset class, why certain asset classes are....
Investment FundamentalsProtecting Your Family
Insuring your car, home or other possessions makes sense. So why do so few of us insure ourselves? If illness or injury stopped you from working for an extended period, could you keep paying....
Protecting Your FamilyRetirement Income
One of the most effective ways to provide some or all of your required level of income in retirement may be via a regular retirement income stream such as an account-based pension or an annuity.....
Retirement IncomeSmart Super Strategies
Superannuation can be one of the most tax effective ways to build your retirement nest egg. There are a range of strategies you can consider to boost your super savings.
Smart Super StrategiesSMSFs and Limited Recourse
Setting up a limited recourse borrowing arrangement within a self managed super fund (SMSF) can allow you to gear your super and invest in asset classes, such as direct property and shares.
SMSFs and Limited RecourseSMSFs What you need to know
Self-managed superannuation funds (SMSFs) are a popular option for investors seeking greater control over their retirement savings. However, the decision to establish an SMSF should not be taken....
SMSFs What you need to knowStructuring Assets within SMSF
When investing on behalf of a Self Managed Superannuation Fund (SMSF), you may have the option of holding all assets in one investment pool to meet the Fund’s overall objectives.
Structuring Assets within SMSFSuperannuation
For many people, super is one of the best ways to grow your wealth, as it provides significant tax concessions to help you save for retirement.
SuperannuationSaving, Budgeting and Managing Debt
Emerging trends are impact of global uncertainty, need to make active decisions, changing, complex super & tax regulations.
Saving, Budgeting and Managing DebtMoving Hub
If you are moving home soon, use our free moving service to find out what plans & services are available at your new property.
Moving HubRisk and Return
When deciding which investments are right for you, it is important to understand the trade-off between risk and return and how to manage investment risk. A risk profile can help identify the....
Risk and ReturnFind us on
