Blog 1100x733 buyers rejoice 2024

Home buyers rejoice! More listings are hitting the market

Great news for home buyers! After an extended run of low listings, the number of homes coming onto the market is skyrocketing. So....
Read More >

Blog 1100x733 property investor 2024

They’re back! Why property investors account for one-in-three new home loans

Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could....
Read More >

Blog 110x733 next rate call 2024

When will the next RBA cash rate call be made?

Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each....
Read More >

Blog 1100x733 self employed 2024

4 tips for self-employed home loan applications

Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from....
Read More >

Blog 1100x733 FHB charge 2024

First home buyers charge back into the market

Hats off to Australia’s first home buyers! The latest lending data shows they’re refusing to let last year’s rate hikes and....
Read More >

Blog 1100x733 rate pay 2024

How your deposit size can shape the rate you pay

It’s commonly known that the bigger your deposit, the smaller your home loan, and thus, the lower your monthly repayments. But....
Read More >

Blog 1100x733 Property New Peak

Property market climbs towards new peak

The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March. Here’s why....
Read More >

Blog 1100x733 HGS equity

Low deposit first home buyers now have $82,000 in equity

First home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in home....
Read More >

Blog 1100x733 Serviceability

Mortgage serviceability: how to jump through the hoops

Mortgage serviceability can feel like a frustrating hurdle to clear. But it’s an important safeguard against borrowing too....
Read More >

Blog 1100x733 June Hike

RBA attempts to beat back inflation with another rate hike, up to 4.10%

Drumroll … The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will....
Read More >

Blog 1100x733 Rebound

Is the property market starting to rebound?

Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market starting....
Read More >

Blog 1100x733 Property valuation

Property valuation: what you need to know when buying a home

When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair amount. But the....
Read More >

underinsurance2

The risk of underinsurance and over-insurance for mortgage protection

Your home or property may be your biggest financial asset.
Read More >

loan studio blog 1 2 18

New communities – your check list

When you’re on the path to home ownership, it can feel that you need a doctorate in research techniques to navigate the volumes....
Read More >

INSURANCE IN SUPERANNUATION

key questions every client should ask their Financial Adviser about Insurance in Superannuation.
Watch Video >

LOAN STUDIO LEGENDARY

Loan Studio is a savvy team of experienced mortgage brokers who take the hard work out of arranging a loan. From our initial....
Watch Video >

0053 BLOG 8 Did you know about property insurance between exchange and settlement

Did you know… about property insurance between exchange and settlement?

Buying a property isn’t always a straightforward process, and one area that can cause confusion is the question of who is....
Read More >

Nathan Free Interview - Personal Insurance

In this interview, Nathan Free helps you to understand all about personal insurance.
Watch Video >

BLOG 3 openbanking banner 1

Now you own your data: the new world of 'open banking'™ explained

The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial....
Read More >

BLOG 5 backinaction banner rs 1

Back in Action: How long-term low interest rates could benefit your business

In late June, during an online panel discussion hosted by ANU's Crawford School of Public Policy, RBA Governor Philip Lowe said....
Read More >

BLOG 8 capital gains banner 1

Capital Gains: securing the finance your business needs

Whether you need funds to get a new enterprise off the ground or are looking for capital to take things to the next level, it's....
Read More >

BLOG 9 Business Loan Landscape 01 1

A Simple Guide To Small Business loans

Most small businesses use finance when they're starting out. Access to finance can also help you manage your cash flow, cover....
Read More >

LS MatressesMortgagesBrokersAndDisappearingElephants

Mattresses, mortgage brokers and disappearing elephants

There are so many lenders out there and within those lenders are so many rates and types of loans, how does the average person....
Read More >

BLOG Why some interest only borrowers are keen to switch

Why some interest-only borrowers are keen to switch

New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own....
Read More >

Recent Q & A

From James

How does a Broker get paid?

In most cases, a mortgage broker earns a one-time commission from the lender known as the ‘Upfront Commission’. The amount can vary from 0.50% to about 1%, depending on the type of mortgage they sell and what the lender is offering. If you sign a $300,000 mortgage, your....

Read More >
From Raj

How much of a deposit do I really need?

Nowadays, lending criteria from banks is stricter, and most lenders are generally willing to finance up to 95% (LVR) of a property’s value inclusive of any mortgage insurance (LMI) payable. As a rule, we recommend our clients save 10% of the property’s value, as this will....

Read More >
From Sarah

Does Loan Studio handle the First Home Owners Grant (FHOG) for me?

Yes. At Loan Studio we have a specialist ‘FHOG Team’ headed up by Caryel Kandasamy to ensure all First Home Owners Grant and Progress Payments are processed accurately. Caryel and the team will manage all aspects of the FHOG application process and support you every step of....

Read More >
From Kim

What information do I need to provide you to obtain my finance?

Basically, it’s broken down into a few simple areas; Personal Identification – Driver’s License, Passports, Birth Certificate Income Documents – Pay slips, Tax Returns, Rental Statements Property – Rates Notice, Contract of Sale and insurance certificate Other....

Read More >
View More

Social media feeds #askloanstudio

Talk to Loan Studio today

Go