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How 1-in-10 first home buyers cracked the market 4 years sooner

Posted on October 14, 2021
Almost 33,000 Australians bought their first home ... Read more >
Home Loan
Blog 1100x733 APRA serviceability

Bar raised for borrowers: tougher home loan serviceability tests

Posted on October 07, 2021
Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans. So who....
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Property
Blog 1100x733 SME lending options2

SME lending options are on the rise, but how do you access them?

Posted on October 07, 2021
While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding the options available. And....
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Home Loan
Blog 1100x733 lending crackdown

Is a home loan lending crackdown on the horizon?

Posted on September 30, 2021
The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely....
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Home Loan
Blog 1100x733 5 investor trends

Top 5 property investor trends for 2021-22

Posted on September 23, 2021
With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority of investors think so, according....
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Property
Blog 1100x733 SME funding struggle

Only half of SMEs have recently been able to secure full funding: report

Posted on September 23, 2021
Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs only half were successful in....
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Home Loan
Blog 1100x733 loyalty tax 2021

Are you too loyal for your own good? The banks think so

Posted on September 16, 2021
The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s....
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Disclaimer: The Loan Studio Social Home Loan variable interest rate of 2.65% per annum is as at 3 August 2020 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 2.65% per annum is based on a variable rate home loan of greater than $50,000 (Maximum $750,000) and not exceeding a LVR of 80%. The comparison rate of 2.68% per annum is as at 3 August 2020 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460)