Principle and Interest Only
There are generally 2 loan structures to choose, principle and interest and interest only loans, they each suit different borrower situations.
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Home Loan
Genuine Savings
posted February 24, 2017Genuine savings are required when borrowing more than 85% of the property value and there are different conditions
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Home Loan
Borrowing Capacity
posted February 24, 2017Your borrowing capacity is calculated taking into account your income and your level of debts, however there are a number of....
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Home Loan
Offset Facility
posted February 24, 2017Offset facilities are linked with a standard variable rate home loan, they can work towards reducing the interest and term of....
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Home Loan
Why use a Mortgage Broker?
posted February 24, 2017Did you know that often Mortgage Brokers can source a better rate from your lender than you could yourself? And there is no cost....
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Home Loan variable interest rate of 5.89% per annum is as at 3 October 2023 and is subject to borrower meeting the lender's criteria, terms and conditions and loan to value ratio ('LVR') requirements. This rate of 5.89% per annum is based on a variable rate home loan of greater than $50,000 and not exceeding a LVR of 80%. The comparison rate of 5.91% per annum is as at 3 October 2023 and is based on a secured loan of $150,000 over a term of 25 years. This comparison rate is true only for the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Lending criteria, fees and conditions apply. Rates, fees and conditions are indicative and subject to change without notice. Loan Studio Pty Ltd (ABN 97 146 606 135) is an authorised credit representative (390870) of Port Group Pty Ltd (Australian Credit Licence Number 389460.
